Unlock Arizona Investment Property Financing with DSCR Loans

Written By Ali

Investors in Phoenix, Scottsdale, and Tucson have a powerful tool: DSCR loans. These loans qualify you based on your rental property's income, not your personal finances.

What Makes DSCR Loans Different?

Unlike traditional mortgages, DSCR loans don’t require tax returns or proof of employment. Instead, lenders look at your property’s cash flow.

If the rent covers your monthly mortgage, you’re in.

Why Arizona Investors Should Consider DSCR Financing

  • Simplifies loan approval without income docs

  • Great for both short-term and long-term rentals

  • Allows use of LLCs or trusts for buying

  • Helps build large rental portfolios quickly

  • Streamlined underwriting process means faster closings

Hot Investment Areas in Arizona for DSCR Loans

  • Phoenix: Rapidly growing city with strong rental demand

  • Scottsdale: Upscale rentals and vacation properties

  • Tucson: Affordable properties with steady tenants

  • Mesa: Suburban growth with rental income potential

Typical DSCR Loan Guidelines in Arizona

  • Minimum DSCR: 1.0

  • Credit scores generally 620+

  • Down payments range from 20–25%

  • Loans only for investment properties

Ali https://www.quickerhomeloans.com/
Previous

How California Real Estate Investors Can Use DSCR Loans to Buy More Rental Properties
Next

How to Use DSCR Loans for Investment Properties in Texas