California Resident Privacy Policy

Effective Date: 08/01/2024

1. Introduction

This California Resident Privacy Policy applies to residents of California and supplements the information contained in the [Insert Name of Your Company] ("Company," "we," "us," or "our") general Privacy Policy. The purpose of this policy is to provide California residents with additional information regarding how we collect, use, disclose, and process their personal information as required by the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).

2. Personal Information We Collect

We collect the following categories of personal information about California residents:

  • Identifiers: Name, address, phone number, email address, IP address, account name, social security number, driver’s license number, passport number, or other similar identifiers.

  • Commercial Information: Records of products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.

  • Internet or Other Electronic Network Activity Information: Browsing history, search history, and information regarding your interaction with our website, application, or advertisements.

  • Geolocation Data: Physical location or movements.

  • Professional or Employment-Related Information: Job application or resume information, past and current job history, and job performance information.

  • Inferences: Inferences drawn from any of the information identified above to create a profile about a consumer reflecting the consumer’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

3. Sources of Personal Information

We collect personal information from the following sources:

  • Directly from you: When you provide information to us directly, such as when you create an account, purchase products, or contact customer service.

  • Automatically: Through your interactions with our website or applications (e.g., cookies, IP address tracking).

  • From Third Parties: Business partners, service providers, and publicly available sources.

4. Use of Personal Information

We may use or disclose the personal information we collect for one or more of the following business purposes:

  • To fulfill or meet the reason for which the information is provided.

  • To provide, support, personalize, and develop our website, products, and services.

  • To process your requests, purchases, transactions, and payments and prevent transactional fraud.

  • To provide customer support and respond to inquiries.

  • To send promotional materials and offers.

  • For internal research and development.

  • To comply with legal obligations.

5. Sharing Personal Information

We do not sell your personal information. We may disclose your personal information to third parties for business purposes, which include:

  • Service Providers: To provide services such as payment processing, data analysis, email delivery, and marketing.

  • Legal Requirements: To comply with legal obligations, court orders, or governmental regulations.

  • Business Transfers: In connection with a merger, sale of company assets, or reorganization.

6. Your Rights and Choices

As a California resident, you have the following rights under the CCPA/CPRA:

  • Right to Know: You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months.

  • Right to Delete: You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions.

  • Right to Opt-Out of Sale: You have the right to direct us to not sell your personal information. (We do not sell personal information as defined by the CCPA.)

  • Right to Correct: You have the right to request that we correct any inaccurate personal information we hold about you.

  • Right to Non-Discrimination: You have the right not to receive discriminatory treatment for exercising any of your CCPA/CPRA rights.

7. How to Exercise Your Rights

To exercise the rights described above, please submit a verifiable consumer request to us by:

Only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information.

8. Changes to Our Privacy Policy

We reserve the right to amend this privacy policy at our discretion and at any time. When we make changes to this privacy policy, we will notify you by email or through a notice on our website.

9. Contact Information

If you have any questions or comments about this policy, the ways in which we collect and use your information, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:

  • Email: info@quickerhomeloans.com

  • Phone: 201-515-2400

  • Mailing Address: 111 Town Square Place, Suite 1201 #1149, Jersey City, NJ 07310