DSCR Loans in Ohio: Easy Rental Property Financing Without Income Proof
Ohio investors are turning to DSCR loans to finance rental properties—without needing tax returns or job verification.
Whether you’re investing in Columbus, Cleveland, or Cincinnati, these loans can help you qualify based on the property's income alone.
What Is a DSCR Loan?
A Debt Service Coverage Ratio loan allows you to use the rental income from a property to qualify for a mortgage.
As long as the rent covers the mortgage payment, you’re in good shape.
No W-2s. No bank statements. No problem.
Why Use DSCR Loans in Ohio?
Lower home prices = better cash flow
High rental demand in urban and college towns
Options for both long-term and Airbnb-style rentals
Flexible guidelines and fast closings
Where DSCR Loans Work Best in Ohio
Columbus: Growing job market and housing demand
Cleveland: Affordable entry prices with solid rental income
Cincinnati: Stable cash flow opportunities and strong ROI
Dayton: Low purchase prices ideal for portfolio growth
Who Should Consider a DSCR Loan?
Self-employed real estate investors
Buyers using LLCs or corporations
Investors expanding a rental portfolio
Anyone who doesn’t want to submit personal income documentation
