DSCR Loans for Georgia Real Estate Investors

Written By Ali

Georgia’s real estate market is booming. DSCR loans let investors qualify fast—no income docs needed.

What Is a DSCR Loan?

DSCR means Debt Service Coverage Ratio. It focuses on rental income, not your paycheck.

If your property’s rent covers the mortgage, you qualify.

Why Use DSCR Loans in Georgia?

  • Growing rental markets in Atlanta, Savannah, and Augusta

  • Great for short-term rentals and long-term rentals

  • No W-2s, no tax returns

  • Perfect for out-of-state investors, especially from Florida and Texas

DSCR Loan Requirements in Georgia

  • DSCR Ratio: Minimum 1.0 to 1.25

  • Credit Score: 620+

  • Down Payment: At least 20%

  • Loan Amounts: $100,000 to $2M+

  • Eligible Properties: Single-family, duplex, triplex, fourplex, Airbnbs

Where to Invest in Georgia with DSCR Loans

  • Atlanta: High demand and strong rent growth

  • Savannah: Tourist-friendly for short-term rentals

  • Augusta: Affordable properties with good cash flow

  • Athens: College town with steady rental demand

Quicker Home Loans is one of Best DSCR lenders in Georgia for Airbnb and rental property investors

Ali https://www.quickerhomeloans.com/
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